Investment lending specialists

Lending for property investors who think in portfolios, not transactions.

Most brokers can get you one investment loan. Few can structure for the next ten.

  • Trust structures
  • SMSF
  • Multi-property servicing
  • 5.0 stars on Google. Investor-built brokerage. National coverage.
5.0

Rated 5.0 across 150+ Google reviews from the investors we work with.

I then came across Jack from Insightful Capital who is a specialist in building large property portfolios and was able to help my situation.

SPSteven PapadakisGoogle review (opens in a new tab)

They got us unstuck in our investment property journey and gave us the chance to keep moving forward.

AaSAdz and SophGoogle review (opens in a new tab)

My situation was complex and he unpacked an opportunity for me to purchase an investment property when I genuinely thought it might not be possible.

JMJade Mahanidis-O'ByrneGoogle review (opens in a new tab)

Massive shoutout to Deklan and Jack, they are without a doubt the best brokers in the country

LWLincoln WGoogle review (opens in a new tab)

There are Mortgage Brokers that can strategise to get you to 2-3 properties. And then there is Insightful Capital that strategises to get you to 10 properties - if not more.

CHCorey HarrisGoogle review (opens in a new tab)

If our first five investment properties in the last six months wasn't impressive enough, the updated Insightful Capital lending strategy has us getting another six…

JBJustin BaileyGoogle review (opens in a new tab)

Working with Michael and Jack from insightful has truly changed the game for us.

CSCam SyrattGoogle review (opens in a new tab)

Jack and the team at insightful capital have assisted me with my refinance needs and have also provided an additional pre approval for another investment property when other brokers have told me I cannot do anything.

MBMatthew BroadhurstGoogle review (opens in a new tab)

Mitch and the team made the whole process easy, helped me access the equity in my home.

MDMichael DjGoogle review (opens in a new tab)

He has helped us re-finance our investment properties and sought a loan for a new purchase and the process has been a breeze.

ANAndy NicolaouGoogle review (opens in a new tab)

Even unlocking enough funds for us to secure an additional property. Highly recommend working with the Insightful team!

AMAndrew MGoogle review (opens in a new tab)

I have worked with them across 3 x property purchases and couldn’t recommend them highly enough.

GMGeorgia MurrayGoogle review (opens in a new tab)

After having worked with several brokers in the past, I can honestly say Insightful Capital are the best by a long shot.

THTim HillGoogle review (opens in a new tab)

My lending strategy, refinance and new lend couldn’t have been smoother, delivered clearer, more proactively, or with better support.

TWTom WalgersGoogle review (opens in a new tab)

I would highly recommend Jack and his team at Insightful Capital to any savvy property investor looking to level up.

JRJoshua ReisGoogle review (opens in a new tab)

A great recommendation for any investor looking to expand their portfolio.

AHAidan HillGoogle review (opens in a new tab)

He also walks the talk as he has a large property portfolio himself. He understands different structures and strategies that many other brokers don't.

AFAllan FernandesGoogle review (opens in a new tab)

Their expertise, dedication, and professionalism made the entire process smooth and stress-free.

ASApril StarrGoogle review (opens in a new tab)

How we work

Three phases. Built around the portfolio, not the transaction.

  • 01. Discovery and structuring

    We start with discovery and assessment. The portfolio, the income, the existing lending, the goals. Before we sit down with you for the structuring session, we have already run serviceability across the lender panel, modelled entity structuring options, and stress tested the scenario. By the time we present the structure, the work is done.

  • 02. Application and approval

    Once the structure is agreed, we lodge with the right lender in the right order. We manage the credit team, the valuations, the documentation, and the approval process. You stay informed at every stage without having to chase anyone.

  • 03. Settlement and beyond

    Settlement is the start of the relationship, not the end. We review the loans we settled for you as policies and rates change, manage repricing where it makes sense, and stay available as your portfolio moves. When the next purchase comes around, we are ready to structure for it.

Jack Williams, founder of Insightful Capital
Every state in Australia
Founder's portfolio
$10M+Built from the ground up
Founder

Built by an investor. Delivered by a team.

Insightful Capital was founded by Jack Williams. Jack's personal property portfolio spans every state in Australia and sits at over $10 million in value. It was built from the ground up, and the lessons from building it are installed in the brokerage: you get the approach he built, operated by a team trained to deliver it consistently.

Client stories

Investors, in their own words.

Short conversations with clients about the portfolios they are building and how the lending was put together.

Watch all 9 stories
Client story

Justin

01 / 09
Up next
What we build for

Lending built around the next ten loans, not just the first.

Every loan is placed with the next purchase in mind: the lender order, the entity it sits in, and what it does to serviceability across the portfolio.

  • Trust structures
  • SMSF
  • Multi-property servicing
Discovery call

Ready to talk through your portfolio?

We will work out where you are, where you want to go, and what we need from you to begin.